急求2篇关于商业银行个人理财业务的英文文献，5千字左右，最好带中文翻译，谢谢。345499531@qq.com

1. 急求2篇关于商业银行个人理财业务的英文文献，5千字左右，最好带中文翻译，谢谢。345499531@qq.com

[13] Stephen A Ross, Randolph W Westerfield, Bradford D Jordan. Fundamentals of Corporate Finance. Third Edition. Chicago: Irwin,Inc.,1995
[14] George W Gallinger, Jerry B Poe. Essentials of Finance. New Jersey: Prentice Hall, Inc.,1995
[15] Uibrich,  Holley   H,  International  Trade  andfinance,  New  Jersey:   Prentice-Hall, Inc.1983.

2. 请帮忙翻译一下 关于 我国商业银行个人金融业务发展分析 的摘要 汉译英

With the continuing development of technology,the economy in every country has been developing in a sustained,fast and healthy way over the past hundreds of years.in china,with the development of economy,the finacing concept of residents and investment will were enhanced. the need for financial service is increasing,the personel financial service development has been of strategic meaning to the development of commercial bank. with the increasing of the residents' income and financial assets,the structure of finicail assets start to change from singleness to multielement,the financial consciousness of residents is enhacing.in the middle and later 90's ,personal financial service has slowly become a main field in the financial product and the creativity of service,and it has also become a mian link of competition among bank industry.
the commercial banks are fighting to make financial service as a main development so the personal financial service has been developing in a rapid pace.it has become one of the main resources of the banks' profit.after the reform and opening policy in china and the continuing development of socialist
marketing economy,the income of residents is increasing and family and individuals have become the main power of the investment and consumption in deveolpment of economy.
when china participated in WTO,the opening time of bank industry is within 2 years after the paticipation of WTO,it allow the foreign banks to establish the  RMB service:within 5 years,it gives the permission of the interfering from foregin banks and the opening of RMB retail business.they can have the national reatment in some paticular areas.chinese bank industry are facing the intensehe  impact from foreign banks.
over the past few years,chinese are eagering for comprehensive and high-leveled service of commercial banks with the accumulation and expansion of individual wealth.this also pushes the the development of chinese individual financial service.however,with the restaint of domestic market environment and the  level of technological development in banks,the market needs can't be fufilled by the development speed of individual financial service and the level of service.under this circumstances,it is very meanningful to explore the development of individual financial service in chinese commercial banks.this passage trys to analyse in ways of development of the domestic commercial banks and make comparision with the individual financial service of foreign banks.it points out the existing problems of the development of individual financial service in chinese commercial banks.it also uses the experience of development of individual finaicial service in foreign banks for reference and offers some developmental strategies against the development of individual financial service in chinese commercial banks.

3. 求论文参考文献，论文的题目是商业银行个人理财业务现状及发展策略急!!!!!!

[1]中国证券业协会.《证券投资分析》.中国财政经济出版社.2005.
[2]霍文文.《金融市场学》.复旦大学出版社.2009.
[3]唐浩忠.《国内外商业银行个人理财业务的比较研究》.西南财经大学.2009年.
[4]周茂清.《我国个人理财模式的转变及商业银行的应对之策》.《新金融》2008年第1期.
[5]廖佳馨.《我国私人理财业务的现状及发展对策》.海南金融2005年8月.
[6]吕钊.《商业银行个人理财业务发展研究》.天津财经大学.2008年.
[7]张冬玲.《个人理财――商业银行争创的金融品牌》.金融广角2006年5月.
[8]邓作政.《关于商业银行开展个人理财业务的问题探讨》.时代报告2012年5月（下）.
[9] 王芸芳.《我国商业银行个人理财业务发展》.甘肃科技2008年第24卷第14期.
[10]闵静.《浅析我国商业银行个人理财业务的发展》.金融经济2009年第11期.
[11]张岱云等. 《商业银行个人理财业务的现状与发展对策》.《新金融》2002年.
[12][英]迪万纳.《零售银行业的未来:向全球客户传递价值》.覃东海、郑英、蒲应龚译注.中国金融出版社.2005年.
[13][美]保罗·萨缪尔森、威廉·诺德豪斯.《宏观经济学》（第18版）.人民邮电出版社.2008年.
[14] [美]约瑟夫·斯蒂格利茨卡尔·沃尔什.《经济学》（第3版）.中国人民大学出版社.2005年.